Terms of Service

Our Terms of Service were last updated on February 2023.

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

 The words of which the initial letter is capitalized have meanings defined under the following conditions. The followingdefinitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Termsof Service:

●“Affiliate” means an entity that controls, is controlled by or is under common control with a party, where "control" meansownership of 50% or more of the shares, equityinterest or othersecurities entitled to vote for election of directors or other managingauthority.

● “Account” means a unique account createdfor You to access our Service or parts of our Service.

● “Company” (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Credit Card Doc.

● “Country” refers to USA.

● “Content” refers to contentsuch as text, images, or other information that can be posted, uploaded, linked to or otherwise made available by You, regardless of the form of that content.

● “Device” means any devicethat can accessthe Service such as a computer, a cell phoneor a digital tablet.

● “Feedback” means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service.

● “Service” refers to the Website.

● “Terms of Service” (also referred as "Terms") mean these Terms of Service that form the entire agreementbetween You and the Companyregarding the use of the Service. This Terms of Service Agreement was generated by Terms Feed Terms of Service Generator.

●“Third-party Social Media Service” means any services or content (including data, information, products or services) provided by a third-party that may be displayed, includedor made available by the Service.

● “Website” refers to www.creditcarddoc.com, accessible from www.creditcarddoc.com.

● “You”means the individual accessing or using the Service, or the company, or other legal entityon behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Termsof Service governingthe use of this Serviceand the agreement that operatesbetween You and the Company. These Terms of Service set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms of Service.These Terms of Service apply to all visitors, usersand others who access or use the Service.

By accessingor using the Service You agree to be bound by these Terms of Service. If You disagreewith any part of these Terms of Service then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policyof the Company. Our PrivacyPolicy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

User Accounts

 

When You create an account with Us, You must provideUs information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your accounton Our Service.

You are responsible for safeguarding the password that You use to accessthe Service and for any activities or actions under Your password, whether Your password is with Our Service or a Third-Party Social Media Service.

You agree not to discloseYour password to any thirdparty. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.

You may not use as a usernamethe name of another personor entity or that is not lawfullyavailable for use, a name or trademark that is subjectto any rights of anotherperson or entityother than You without appropriate authorization, or a name that is otherwise offensive, vulgar or obscene.

Content

Your Right to Post Content

Our Service allowsYou to post Content. You are responsible for the Contentthat You post to the Service, includingits legality, reliability, and appropriateness.

By posting Content to the Service, You grant Us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service. You retain any and all of Your rights to any ContentYou submit, post or displayon or through the Serviceand You are responsible for protecting those rights. You agree that this license includes the right for Us to make Your Content availableto other users of the Service, who may also use Your Content subject to these Terms.

You represent and warrant that: (i) the Content is Yours (You own it) or You have the right to use it and grant Us the rights and license as provided in these Terms, and (ii) the posting of Your Content on or through the Service does not violatethe privacy rights,publicity rights, copyrights, contract rights or any other rights of any person.

Content Restrictions

 The Company is not responsible for the content of the Service's users. You expressly understand and agree that You are solely responsible for the Contentand for all activity that occurs under your account,whether done so by You or any third person using Your account.

You may not transmit any Content that is unlawful, offensive, upsetting, intended to disgust, threatening,libelous, defamatory, obsceneor otherwise objectionable. Examples of such objectionable Contentinclude, but are not limitedto, the following:

● Unlawful or promoting unlawfulactivity.

● Defamatory, discriminatory, or mean-spirited content,including references or commentary about religion, race,sexual orientation, gender,national/ethnic origin, or other targetedgroups.

● Spam, machine – or randomly – generated, constituting unauthorized or unsolicited advertising, chain letters,any other form of unauthorized solicitation, or any form of lottery or gambling.

● Containing or installing any viruses, worms, malware, trojan horses, or other content that is designed or intended to disrupt, damage, or limit the functioning of any software, hardware or telecommunications equipment or to damageor obtain unauthorized access to any data or other information of a thirdperson.

● Infringing on any proprietary rights of any party, including patent, trademark, trade secret, copyright, right of publicity or other rights.

● Impersonating any person or entity including the Company and its employees or representatives.

● Violating the privacy of any third person.

● False information and features.

The Company reserves the right, but not the obligation, to, in its sole discretion, determine whether or not any Content is appropriate and complies with this Terms, refuse or remove this Content. The Company further reserves the right to make formatting and edits and change the manner of any Content. The Company can also limit or revoke the use of the Service if You post such objectionable Content. As the Company cannot control all content posted by users and/or third parties on the Service, you agree to use the Service at your own risk. You understand that by using the Service You may be exposed to content that You may find offensive, indecent, incorrect or objectionable, and You agree that under no circumstances will the Company be liable in any way for any content, including any errors or omissions in any content, or any loss or damage of any kind incurred as a resultof your use of any content.

Content Backups 

Although regularbackups of Contentare performed, the Company does not guarantee there will be no loss or corruption of data. Corrupt or invalid backup points may be caused by, withoutlimitation, Content that is corruptedprior to being backed up or that changes during the time a backupis performed.

The Companywill provide supportand attempt to troubleshoot any known or discovered issuesthat may affect the backups of Content. But You acknowledge that the Company has no liability related to the integrityof Content or the failureto successfully restoreContent to a usable state.

You agree to maintaina complete and accurate copy of any Content in a locationindependent of the Service.

Copyright Policy

Intellectual Property Infringement

We respect the intellectual propertyrights of others.It is Our policy to respond to any claimthat Content postedon the Service infringes a copyright or other intellectual property infringement of any person.

If You are a copyright owner,or authorized on behalf of one, and You believethat the copyrighted work has been copied in a way that constitutes copyright infringement that is taking place through the Service, You must submit Your notice in writing to the attention of our copyright agent via email [email protected] and include in Your notice a detailed description of the alleged infringement.

You may be held accountable for damages (including costs and attorneys' fees) for misrepresenting that any Contentis infringing Your copyright.

DMCA Notice and DMCA Procedure for Copyright Infringement Claims

You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing our Copyright Agent with the followinginformation in writing (see 17 U.S.C 512(c)(3) for further detail):

● An electronic or physicalsignature of the person authorized to act on behalf of the owner of the copyright's interest.

● A description of the copyrighted work that You claim has been infringed, including the URL (i.e., web page address)of the location where the copyrighted work exists or a copy of the copyrighted work.

● Identification of the URL or other specific locationon the Service where the material that You claim is infringing is located.

● Your address, telephone number,and email address.

● A statement by You that You have a good faith belief that the disputed use is not authorized by the copyright owner,its agent, or the law.

● A statement by You, made under penalty of perjury, that the above information in Your notice is accurate and that You are the copyrightowner or authorized to act on the copyrightowner's behalf.

You can contact our copyright agent via email [email protected]. Upon receipt of a notification, the Company will take whatever action, in its sole discretion, it deems appropriate, includingremoval of the challenged contentfrom the Service.

Intellectual Property

The Serviceand its original content (excluding Content provided by You or other users),features and functionality are and will remain the exclusive propertyof the Company and its licensors.

The Service is protected by copyright, trademark, and other laws of both the Countryand foreign countries.

Our trademarks and trade dress may not be used in connection with any productor service withoutthe prior writtenconsent of the Company.

Your Feedback to Us

You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback withoutrestriction.

Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be causedby or in connection with the use of or reliance on any such content, goods or servicesavailable on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policiesof any third-party web sites or servicesthat You visit.

Termination

We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason whatsoever, includingwithout limitation if You breachthese Terms of Service.

Upon termination, Your right to use the Service will cease immediately. If You wish to terminateYour Account, You may simplydiscontinue using the Service.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Termsand Your exclusive remedy for all of the foregoing shallbe limited to the amount actually paid by You through the Service or 100 USD if You haven't purchased anythingthrough the Service.

To the maximum extentpermitted by applicable law, in no event shall the Companyor its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardwareused with the Service, or otherwise in connection with any provisionof this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages,which means that some of the above limitations may not apply.In these states,each party's liabilitywill be limited to the greatest extent permitted by law.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitnessfor a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be errorfree or that any errorsor defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service,or the information, content, and materials or products includedthereon; (ii) that the Servicewill be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service.Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service,You agree to first try to resolvethe dispute informally by contacting the Company.

For European Union(EU) Users

If You are a EuropeanUnion consumer, you will benefitfrom any mandatoryprovisions of the law of the countryin which you are residentin.

United States Legal Compliance

You represent and warrant that (i) You are not located in a countrythat is subject to the United Statesgovernment embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provisionto the greatest extent possibleunder applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not effect a party's abilityto exercise such right or require such performance at any time thereafter nor shall the waiver of a breachconstitute a waiverof any subsequent breach.

Changes to These Terms of Service

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable effortsto provide at least 30 days' noticeprior to any new termstaking effect. What constitutes a material changewill be determined at Our sole discretion.

By continuing to access or use Our Service after those revisionsbecome effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions about these Termsof Service, You can contact us:

● By visiting this page on our website: www.creditcarddoc.com

● By sending us an email: [email protected]